The only soft total you’ll stand on is a soft 19, 20, or 21 — otherwise, you’ll hit or double down. Say I have a function called hit_or_stand. If the dealer’s face-up card is 6 or lower, and you have a hard 12-16, you should stand. In this case, the player may choose to stand or hit on 16 depending on their own preferences. If the dealer’s face-up card is 7 or higher, and you have a hard 12-16, you should hit. im just working on a blackjack project and im new to coding so its a little tough trying to add new functions such as the hit/stand function. You can view the basic strategy chart in the main menu of the app. If Surrender is allowed, hard 16 vs. It feels like more often then not the card I hit on 16 busts me and…Stand on 17 and up. Standing on 7. The basic idea behind when you want to hit in blackjack is twofold. Ιn accordance with the Wizzard of odds Blackjack Hand Calculator tool, as I have shown with the example above, the optimal movement for 16 against dealers 10 is to stand if it is multicard 16 even if it is not included 4 or 5. We wanted to make the basic strategy chart very easy to use on mobile. Your average losses are lower when you hit rather than stand. kubikulann. 13 vs. Basic strategy suggests that your own two starting cards are not as crucial as the dealer up card. If you stand on a 16, you're not betting that's enough to beat the dealer, you're betting the dealer will bust. Blackjack is one of the most popular casino games at Slots UK. a dealers 7, are the exact same odds of winning by standing on an 11 (5-6). hit synonyms, hit pronunciation, hit translation, English dictionary definition of hit. Even in Europe where the dealer doesn’t check the hit/stand strategy is still the same because if the dealer has a blackjack the player has no hope anyway. Always split aces and 8s. I always use TC=+1 for hit/stand, but most people just say TC=+0. Only Stand with 12 on Dealer’s 4, 5, or 6 – In this spot, it is best to stand only when the dealer is showing a 4, 5, or 6. e. It’s one of many blackjack strategies, don’t ask. You won't see Jacks, Queens, and Kings listed specifically, since they are 10-value cards. I’ve looked for strategy charts that explain whether to hit or stand (such as the BJA chart that says double a soft 18 against 2-6 otherwise stand. user2426191 user2426191. I always thought the chances of getting 1-5 if you’re on 16 are fairly slim, but then if you stand the chances that the dealer will get 17-21 also come into play. That makes a net loss of 49. For example, you should stand when the value of your hand is between 12 and 16 as long as the dealer’s card is either a 4, 5, or 6. Below you will find the strategy tables for both Atlantic City and Las Vegas. It makes it easier to be sure you're making the right move when playing for. In blackjack when does the dealer stop hitting depends on the soft and hard hand totals. Share 0. Always stand on hard 17 or more. 6: Hit if s17. Unfortunately, the dealer’s upcard will also dictate when you hit or stand, which sometimes requires hitting on 15 or 16. If you're not willing to be a loser once in a while (and I mean. This means that you can separate your two cards into two separate hands and now play both hands against the dealer. The goal of the game is to make a high percentage of correct moves, not. This is where a player may choose to hit or stand in blackjack. You'll never stand on this total, since you cannot bust by taking a hit, and the chances of getting a good card are relatively good. Login . Understanding the blackjack hit process is a critical element of successful gameplay. By standing on the “hard 16” you will win 29. Blackjack Hand 16 – Your. RS. In standard blackjack, the dealer must hit on any hand that totals 16 or less, and must stand on any hand that totals 17 or more. The Game. . The reason why it is so important to know in advance whether the dealer is required to hit or stand on soft 17 is that this rule has a significant impact on the house edge. That is an EXCELLENT answer! 2. Then those with soft 16 will want hit vs. 25%. Tales of casino bachelor parties have come rolling into my mailbox ever since the days when my prime contact with readers came through snail mail. Aim to stand with 12 if the dealer is showing a 4, 5, or 6. ; Playing Hard Hands 11 or Less - Hit on against all of the dealer up cards as it is impossible to bust and not a smart move to stand pat. For a hard 12, follow the traditional strategy of hitting against a dealer’s 2, 3, and 7 through A, and standing on 4, 5, and 6 with the following exceptions: (Note: s17 = dealer must stand on soft 17; h17 = dealer must hit on soft 17. But the dealer is still an overwhelming favorite to beat you because he will win 70% of the hands to your 30%. 31 percent of the time and push 5. In this situation, hitting can help to. This is bad for the dealer! Don't risk going bust. Personally I always hit 16 vs 10, whereas I vary whether to hit 12 vs 4 and 13 vs 3. The main objective when playing blackjack is to get as close to 21 as possible without busting, and getting closer to 21 than the dealer. The game is played with a deck of 24 cards. And if the hard 16 contains an ACE, the ACE is counted as 1. Small. The dealer does have to hit on 15 if the rules of blackjack are followed. Although it is generally recommended to stand on 16 against a 7, there are some scenarios where it may be beneficial to hit. The player stays with the cards they were dealt. Choosing to stand when it comes to 16 vs. Those decisions are not close at all. Hit if not so. If the dealer is showing a weak upcard, such as a five or six, then hitting at 16 blackjack may be the best option. When you. In this article, we will discuss the. The question of whether to stand or hit on 17 is one of the most commonly asked questions in blackjack. right? 2003-05-05 22:02:42: Kevco:Therefore, it is generally recommended that players stand at 16 rather than hit. This is done by counting the number of cards that can help or hurt the player’s hand, and then dividing that number by the total number of cards in the deck. Moreover, if you can choose the option of Double Down, go for it. If they do no bust, then the players' hands that are higher than the dealer wins and the ones who are lower loses. The first is when you possess a soft eighteen hand and the up-card of the dealer is a two, seven, or an eight. Ultimately, the decision to hit or stand on 16 is up to the individual player and the strategy they are using. Now you have soft 16. Question: Project 16-1: Blackjack Design and implement an object-oriented program for a simple game of blackjack that provides for one player and a dealer (the computer). There are two other circumstances where the basic strategy requires standing. You can't win unless the dealer bust. Or actually stand, if the truecount gets to like 13, I’m sure, but I only figured these things out up to +12. Links. Console Blackjack DEALER'S SHOW CARD: 9 of clubs YOUR CARDS: 2 of Hearts Queen of clubs Hit or stand? (hit/stand): hit YOUR CARDS: 2 of Hearts Queen. Stand on 12 against 4 – 6. Learn when to hit, stand, double down, split and so on in the guide. Some casinos have moved this down to 6:5 or 7:5, however, this means you’ll get considerably less money over the long haul. Both player_one_aces and player_eleven_aces are the ace counter parameters for player. 11 November 2003. By standing on 16 vs. Here are the EV curves for the combined probabilities including 10+6 vs. Soft 17 (A,6) doubles against dealer 3 through 6, otherwise hit. 99% of the time. Stand against 10 if the count is positive at all. e. You end up 2. There is one thing to remember here, however, and that is the fact that you should not hesitate to hit a total of 14 or 15. If their opening hand equals 8 or less, hitting provides the best odds. When playing blackjack, it is important to remember this rule as it can give you an advantage when trying to decide whether to hit or stand. Hit otherwise. Always remember that the goal of the. I believe the 3+ card 16 thing is just a proxy for counting. In non-casino play, often the dealer is just another player and has the same options as you. Do you hit a 12 against a 2? Yes, you should hit a 12 if the dealer has a 2. Your choice is, therefore, to surrender, hit, stand, or split. 10 should be HIT for negative counts up to -2, then Surrender if the count is -1 or higher. Then deal cards to the dealer until the dealer's score is over 16. In our simplified model of Blackjack, we will only give the player two options: hit or stand. The goal of the game is to get as close to 21 as possible without going over. Making the right move in Blackjack can be the difference between winning and losing. I've been playing a free blackjack game at the web site for the last week or so. v. 4-4-8 7-8-ACE Do you hit on 16 blackjack? Well, there can be more than one blackjack strategy for this. Never take insurance. Ace-6 is a soft 17, as are Ace-2-4, Ace-3-3, Ace-Ace-5 and others. Deal cards to the player until the player's score exceeds 21 or the player chooses Stand. " Also, these statistics and chart on Appendix 9 are against a dealer who must stand on a soft 17 but what it the rules of the table require the dealer to hit on a soft 17? Always stand on hard totals of 17 to 20, as the dealer is likely to bust, increasing your chances of winning. There are some who argue that hitting on 16 is the best course of action, while others stand firm in their conviction that staying is the safest route. See Answer. In these situations, the player has the advantage. The basic blackjack strategy involves various moves, such as standing when your hand value is 12–16 when the dealer has 2–6 and hitting if your hand is 12–16 when the dealer has 7–ace. Hit against a dealer seven, eight, nine, 10, and Ace. (Yes, if the running count is at all minus, you hit 12 against a 4. Unless you already have four of them, stand if all of your cards have values between 2 and 6, and your hand is worth at. 2003-07-14 10:16:38: BJ Jedi: Rule 12) Last but not least. But no. The player hits and draws an Ace, hits again and draws a 4, and as the dealer intones “8 or 18,” decides to stand. You won't see Jacks, Queens, and Kings listed specifically, since they are 10. This includes hands such as 12, 13, 14, and 16. Reasoning. It is possible to calculate the odds of hitting or standing on 16. Generally, if you hold a total of 8, you must hit against any card that the live dealer holds. Using a combination of the basic strategy that can be read on that web site and an odds-based strategy of my own I have "won" an imaginary $60,000 over the last 2 days. After recording a career-high 20. But overall, I agree. Those will bust you. What Does Hit And Stand Mean In Blackjack. Define. This hand is played similarly to a soft 13 or 14, and for similar reasons. 2003-08-05 10:29:16: okohiored: Neil the present way to sign on is fine. 3: Stand if h17. Should I hit or stand on 16? The classic question in blackjack, “Should I hit or stand on 16?” is one of the most important decisions a player can make. Generally if the TC is less than -3 you shouldnt be playing, but if you are then you can hit 12 vs 3. Herb: Stand 16 Vs 10 always By Herb in forum Blackjack MainBasic strategy 16vT is a hit because it takes into account the dealers card and the average composition of your hand. On the other hand, if you have a hard 11 or lower, it is generally advised to hit. The basic strategy for a 16 is to stand if the dealer’s up-card is a 2 through 6 and to hit if the dealer’s up-card is a 7 through Ace. Blackjack: hit or stand? Blackjack has a few different rules and strategies to consider as you play. If you stand on a 16, you're not betting that's enough to beat the dealer, you're betting the dealer will bust. Advice was accepting a 74% chance of losing. The competitor with the highest hand wins, or the stakes are returned in case of a push. By chance, the outcome may sway in your favor from time to time; but the rule is: the more you gamble the more money you. The game begins when the dealer hands out the first two cards. In the absence of late surrender, hitting is again more optimal because it gives you the chance to improve your total against the strong dealer. In online blackjack, you should hit soft 13 against the dealer’s hand with ace, 2 through 4, and 7 through 10. It works like this- you start with the hit-or-stand 16 plays, have two players playing agains the dealer, with the only difference being one always hits on 16, and one always stands on 16. 17 isn’t that bad but I’m always hesitant to hit a soft 17 against a 2-6. Hitting gains you 4 cents per $1. Stand on a soft 19 or 20 to avoid weakening your hand. Stand at 0 or higher. PRO TIP:In blackjack, a dealer must hit on a 16 (or lower) and stand on a 17 (or higher). If facing a dealer’s 10, hit to improve your situation. What are your playing option for Hard 16 When you have a. We will start our player with $1000, and assume they bet $100 each round. This is where the player gives up half his bet to forfeit the hand. 026 percent and 0. If the Ace is played at a value of one, your hand is worth seven, so taking another card makes it impossible to bust. Always hit soft totals 13 through 17 and stand on soft 19. There's a message board, a high score list, and a bonus round. #1 What is the mathematical statistic of hitting 16 against 7 through Ace? What percent will you win or push by hitting it? What percent will you win or push by not. If you stand on your 16, you’ll win 29. When the dealer has an ace, assuming no blackjack, the probability of making 17 or more is 83. Deciding to stand will rarely pay off, and you’re almost throwing away your money. asked May 31, 2013 at 4:16. By moses in forum General Blackjack Forum Replies: 14 Last Post: 10-21-2013, 01:53 PM. (This means you hit if the count is LOWER than -1). dealer 10 by frequency, and sum, you're better. Do you hit on 12? Blackjack Strategy Chart (2020) - Become the best at the online casino card game. 16 you don't bust 38% of the time, and from there you need to win the hand more than 65% of the time to be above the 25% minimum. m. Hit or Stand is a free online blackjack game and trainer that teaches you blackjack strategy while you play. And, with it ranked #2 in importance (second only to insurance) ((thank you Don Schlesinger)), it makes sense that the correct index needs to be accurately. The user will earn 2x the they bet from winning. Open menu Open navigation Go to Reddit Home. This blackjack calculator will help teach you the correct play to make for every scenario possible. Simply put a soft hand is hand that has an Ace on it where it is valued at 11 points. The goal of the game is to make a high percentage of correct moves, not to earn money. Anything less than 16 warrants you asking for a hit. But against players with two-card totals of 17 or more, the situation is. A free blackjack game that teaches blackjack strategy while you play. 2% for hitting. Standing on 16. When you have a hand of 13 through 16, stand if the dealer reveals a hand of 2 through 6. Hi Simple question Do u hit or stand on a 16v10 when playing BS in Blackjack. Choosing to stand when it comes to 16 vs. It depends on a number of factors, including the dealer’s upcard, the player’s own hand, and the player’s position at the table. Don’t stand if you have a hand of eight or below and 12 and the dealer’s hand has a three. On dealers' twos and threes, players also have a decent edge. The Final Verdict. Sam says: “ Always hit a hard 15 when the dealer's up-card is a 7 through an ace. What Does Hit And Stand Mean In Blackjack – Also known as “21”, Live Blackjack is a very popular traditional card game in our online casino. At a hand value of 16, you can either Stand or Hit, or Surrender if that action is allowed. Hit or Stand. 08% when you hit your 16. These tips can help you improve your odds of winning at blackjack and other popular casino games. The average true count upon encountering a 16vT, when starting at 0, is <0. To come into contact with forcefully; strike: The car hit the guardrail. ) Hit if the dealer shows a 2; or double down on cards 3 through 6 if you have an ace, 2, 3, 4 or 5. A free blackjack game that teaches blackjack strategy while you play. Blackjack buffs really hate a hard 16 against a dealer's seven- through ace-up. Making a comparison like “hit or stand 16 vs 9”, for example, is meaningless. Common Blackjack Hit Strategies. Playing a Total of Soft 15 or 16. First, the X symbol – Surrender/Hit – this means that if the table allows Surrender, then you should surrender your hand. 6% holdings of overall Indian equities as of November 2023 which is the lowest since 2012. According to computer generated arithmetic, the odds of busting when you hit 16 in blackjack are about 62%. Given that this is a hard 14/15, or even 16, is beneficial, especially if the dealer revealed their up card to be a 10. The EV for Surrender is -50%, so if you are fortunate enough to be playing a table that allows Surrender, then that will be your play most of the time. 3% when the dealer stands on soft 17. If it is more than 6, Stand. When you play 4-8 deck Blackjack, with the blackjack Dealer hitting on soft 17, you’ll be hitting approximately one third of the time. Whatever you. Additionally, you should always double on an 11 versus a dealer’s 2–1 and split aces and 8s. Do you hit a 13 against a 10? Yes. Do You Hit On 16 Blackjack: In the exhilarating game of blackjack, one of the most debated and critical decisions players face is whether to hit or stand on a hand with a total value of 16. God forbid you hit a 10-2 vs. No one cares that I sometimes hit or stand 16 v 10. This is for basic strategy players only and it is very, very close. 01% of the time, push 0%, and lose 70. Suppose you are playing a S17, DAS game and you are dealt 10-6 and the dealer shows a 10 upcard. We will start our player with $1000, and assume they bet $100 each round. Otherwise, hit. I suggest going through the code below at your own pace after. caution: changing the screen size will reset the game. The difference to the house edge is around a 0. Large. Basic strategy suggests that if the dealer has a 7 upcard or higher, then you should always hit on 16, and if the dealer has a 6 upcard or less, you should stand on 16. If they show a 2, 3, or a 7 through ace, hit. It is based entirely on mathematical odds and probabilities. A free Blackjack game that teaches blackjack strategy while you play. Scenario 3: Your risk tolerance Your own risk tolerance also plays a significant role in deciding whether you should hit or stand on your weak hand. Mark Forums ReadAlways split 8’s. When Does the Dealer Have to Stand in Blackjack? The dealer must stand on hands with a hard total of 17 or higher. I realize that many players do not like to split 8s against a strong dealer’s upcard like 10. Something like great flaming balls or balls of fire or something? That's right, Billy--will the real Rod please stand up. If you have a hand of 17 or more, you can also use the same move. This reminds me of what I think was the first time I played blackjack in Vegas - it was a five-deck CSM, I was in the last spot before the dealer, and I had a hard 16 with the dealer showing a 10, so I hit, and drew. Medium. If the table doesn’t allow surrendering, then hit. 3D slots are the same, except they use 3D animation and graphics whereas video slots use 2D. 22% to the house edge. High score list, bonus round, contest, and more. Even the basic rules of the game dictate specific actions by the dealer. or Surrender a Hard 17 vs. now you double and get the same 3. Edge is the same with either rule when the dealer starts with seven through 10 because these upcards can't lead to soft 17. Basically the same Ouch, but ever so slightly less. View Profile View Forum Posts View Blog Entries. Hit, and your soft 16 is nearly a breakeven hand with an average loss. The game begins when the dealer hands out the first two cards. Soft 15 (A,4) doubles against dealer 4 through 6, otherwise hit. The answer is split 88, surrender 16 against 9, T, A if able, then hit otherwise against 7-A. Stand 9-7 vs 10 = - . You can also play against other players and try to become the high scorer for the day. Hit or stand blackjack training . Should you hit on 15 and 16 in blackjack? It is best to hit when holding a hand of 10 or 12-16, and stand on anything 17 and over. The dealer has to hit his hand when he has 16 or less and stand (not take more cards) on 17 or better. If it's three or more decks, I would hit. . We would like to show you a description here but the site won’t allow us. This rule does not change in any of the main blackjack variations. First, you choose how much to put in your hand. Last edited: Dec 2, 2010. Soft 16: double on dealer’s 4-6, otherwise hit The short answer is you will lose the majority of the time regardless if you hit or stay, but you will lose less often when you hit. As a player, you can do virtually whatever you like with your hand, but the dealer must act according to a simple rule. Hard 16 = Stand against a dealer total of two, three, four, five, and. Probably the best choice, if there’s a soft 17 or less, is that you still hit. Hit all the soft hands. Here are the rewards/punishments for win/lose/tie: Win: +$100; Tie: $0; Lose: -$100; Building Blackjack. 16 blackjack hit or stand 16 […]Soft 17 Rule for the Dealer. Whether you Hit or Stand 16v10 there will be a lot of blood on the floor and most of it will be yours. Doing this well can help. (Steve Oakes' answer calls this "a close approximation," but it's actually exactly correct for a large shoe. Double down if the dealer has a 4, 5 or 6 for an upcard. However, no dealer upcard is bad enough to force you to hit on 17 or above. How to use this blackjack calculator. HOW TO USE THE BLACKJACK STRATEGY CHARTS AND TABLES. just generally wondering as many consider it the worst number in blackjack but do you take the chance or stand? That depends on what the dealer has. The player is dealt another card, and they can be dealt more if they wish. "Good hit". Why the change anyway ? If it is just idiots we can ignore them. Blackjack basic strategy sometimes calls on us to make plays that make players a little queasy. You'll never stand on this total, since you cannot bust by taking a hit, and the chances of getting a good card are relatively good. . Hit if you have a 10, and the dealer’s face-up card is also 10 or an ace. We make custom-fit programming solutions that help organizations leverage the web and grow. Do you see what’s wrong with this picture? A Basic Strategy player should hit two card hard 16s vs 10 and stand with 3+ card hard 16s vs 10. They only care if there is a certain amount of chips in the circle. When to Hit or Stand in Blackjack? Hit and stay/stand are the most basic moves in blackjack, but they cause the most headaches for players when tricky hand values of 14-17 are involved. Probably the best choice, if theres a soft 17 or less, is that you still hit. Hard 16 is a hand that does not contain an ace and even if it does, the ace counts as 1. Because my locale doesn't allow surrender, I have struggled with the 16v10 index. Players sometimes misplay their hand by standing on a 16 when the dealer’s card is a seven. Basically, you play when you need to beef up your score in order to be the best online competitive player, so that includes hitting in the following three scenarios in your online blackjack games. The reason for this recommendation is that the dealer’s 10 upcard is a strong position for the dealer, indicating that they have a high likelihood of making a total of 20 (10. On the other hand, you should hit on hard 13 when the dealer’s upcard is an ace, 2-3, or 7 through 10. Stand 12 vs 6 if the TC is -3 or more. If the dealer’s up card is a 7 or 8, then you should Hit. The basics of blackjack Even if you don’t know how to play casino games, the premise of this game is simple. On every hand, the aim is to get a hand value of as close to 21 as possible without busting. If they hit soft 17, you should surrender 15, 16 and 17 regardless of the number of decks. Take heed, every upcard prompts a unique strategy. Large. Its strategies are discussed on game forums, and the question "When to Hit or Stand?" bothersHello, i play in a casino with no hole card but if you DD or Split you only loose the first bet, and with surrender against any card except Ace, of course. But when the dealer has an upcard with a value ranging from two through six, players should stand. 4% of the hands and lose 62. C. Both Standford Wong and John Bukofsky wrote that the only three strategy. Don’t hit the wall at 16, like the player at my table did. The composition-dependent strategy is as follows: Stand on 16 (instead of surrendering) against a dealer’s 10 upcard. Online Casinos. Doubles against the dealer with a hand of 3 through 6, otherwise hit. You can hit aggressively when normally you‘d have to stand on shaky. You should be hitting that hand! Don't double in the first place! Say you have A7v3. Hit or Stand was been recognized by various web sites and journal for its fun, useful, and well designed blackjack game and trainer. Most casinos do not offer the Surrender option so most of the time you will be faced with the Hit or Stand. What are your playing option for Hard 16. The STANDS4 Network. Show the cards and the score after each card is dealt. Hit 9-7 vs 10 = - . It's something we've been doing for over 10 years in Austin, TX. Reasoning. First, you want to hit when you aren’t in much danger of going over or busting. This includes hands such as 8, 9, 10, and 11. ] hit if the dealer is showing an ace and hits soft 17. This isn’t a “think” or “believe” sort of thing — a lot of smart people with powerful computers have done the math. You can wave your hand horizontally to stand. Your odds of winning by standing on a 16 vs. There are a few common blackjack hit strategies that can help you maximize your winnings: Always hit a hard 8 or less. If the dealer shows a 2 or a 7 through ace and you have a 9, you must hit. 16. Beat the casino!!!Forget using the Blackjack strategy cards which are confusing and difficult to work out, especially when you are at the table and under. This means that the cards are not of the same suit or rank. IF YOU ARE INTERESTED IN DATE, EMAIL ME: 2002-11-16. If so, hit your soft 18. If re-splitting is turned off here then the trainer will check to make sure the player makes the right decision which is to stand. HIT. This changes the way the player hit or stand with their cards. 7-A, doubling more or less often depending on the count, are actually mathematically advantageous?? As a intermediate counter I, myself am not at this stage yet, but I think perpetuating the ignorant bj player persona would be a perfect way to conceal your true. Double on 11. By Alan Krigman. When dealt a pair of matching cards, you have the option to Split Pairs. Surrender 9-A (if allowed). This strategy maximizes your chances of winning and minimizes the risk of busting. After all, the average winning hand in blackjack has been calculated to be 18. If any of those are true, then hitting the soft 18 has a good chance of hurting your hand instead of helping. Stand against 2-6. caution: changing the screen size will reset the game. It is easy to play, and anyone with the right strategy can win—every player at the table, whether online or at a land-based casino, is dealt two cards, including the dealer. Here are the EV curves for the combined probabilities including 10+6 vs. There is no easy answer to the question of whether or not one should hit at 16 blackjack. Surrender if you have a 16 and the dealer is showing a 10. 10: This is nearly a tossup hand, especially if your 16 consists of 9-7. Anytime you play a game, you enter a contract: somebody will win, somebody will lose. 10. A free blackjack game that teaches blackjack strategy while you play. Step 4. Should I hit or stand on 16? If you hit the 16, you will win 25. Many advantage players, betting high, use 16 vs. If the dealer’s face-up card is 6 or lower, and you have a hard 12-16, you should stand. Basic Strategy says we should stand if the dealer is showing 2 through 6 and hit if the dealer is showing 7 and up. You can find charts highlighting the exact hands to. Hard 15 = Stand against a dealer two, three, four, five, and six and hit against a dealer seven, eight, nine, 10, and Ace. Jun 14, 2009 #1. Any three card sixteen already uses up some cards you would like to draw (and these are also cards that would help the dealer make a hand if stiff. Medium. and insurance, 16 vs 10 has drawn the most heat for me, way more than splitting 10s. Blackjack: When to Stand. This is especially true is the dealer has a card that is a 4, a. For example, it is usually normal to hit on 8 or less, but to stand on 12 or higher.